The Make Change! debt education workshop is a free two hour class will help you to address debt related issues presented by a panel of experienced Consumer Attorneys. This class should help you to determine how to handle debt issues on your own, and when it may be necessary to have an attorney. The presenters will address the topics below, as well as provide templates for letters and responses to debt collectors. This workshop is held monthly at locations throughout King County. Check the registration page for this month's location.


Dates & Locations

We currently do not have any scheduled Make Change! workshops. If you are a King County resident and would like to meet with an attorney to discuss a debt or bankruptcy issue, please set an appointment with one of our Neighborhood Legal Clinics. 

If you are a community organization that is interested in hosting a workshop, please contact the Make Change! coordinator.

Please Note: This is not the credit counseling class required to file Bankruptcy. 


Workshop Topics 

Assessing your debt situation
  • Debt management
  • Options for resolution
  • Available resources
Dealing with debt collectors
  • Your rights
  • Negotiating
  • Garnishments and exemptions
Collection lawsuits
  • How to respond
  • Judgments
  • Supplemental proceedings
Bankruptcy
  • When to file
  • The consequences
  • The protections
  • Preparing to see an attorney for bankruptcy

Presented in partnership with the CENTS organization

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Make Change! Now offered in South King County

The King County Bar Association’s Pro Bono Services was recently awarded new funding by the Attorney General’s Office to expand services to tenants and debtors, particularly in South King County. This new funding has presented us with a wonderful opportunity. For many years we have offered a debt education course called Make Change!, but the course has been offered only in Seattle. This two hour course is taught by experienced bankruptcy and consumer attorneys and covers a range of topics including managing debt, dealing with creditors and bankruptcy.

Highline College has been a wonderful partner in bringing the Make Change! curriculum to South King County. In addition to providing the physical space for the monthly trainings they have also recruited volunteer paralegal students who help with running the course and advertising. We hope that eventually the students, supervised by volunteer attorneys, will help participants with responding to debt collectors or providing appropriate referrals to needed legal assistance. 

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HOW TO PREPARE

  1. Decide on the desired outcome or goal.
  2. Schedule an appointment at a Neighborhood Legal Clinic.
  3. Write a list of specific questions for the attorney.
  4. Bring to the clinic appointment:
    • Agreements or contracts (signed or proposed)
    • Written rules or policies
    • Court orders
    • Court papers served on you or that you filed with the court
    • All letters or emails to and from person or business with whom you have the disagreement
    • Specific paperwork related to the case. For example, employee handbook, parenting plan, child support order, protection order, lease, rental agreement
  5. Organize any paperwork from most recent on the top to oldest at the bottom.
  6. Identify all deadlines.
  7. Tell the legal clinic volunteer about these deadlines.
  8. Remember you only have 30 minutes. Be prepared to tell the history of the legal issue to the legal clinic volunteer.
  9. If your legal issue is vacating your criminal record please bring your Washington Access to Criminal History report.

Neighborhood Legal Clinics are drug, alcohol, weapon, violence, aggressive behavior, and threat free.