December 2022 Bar Bulletin
By Ann T. Marshall, Esq.
The Supreme Court of Washington issued three notable opinions this year regarding insurance coverage. The cases involved the following: A property insurance policy provided no coverage for lost business income due to COVID-19 restrictions; an all-risk builder’s policy did not cover design defects or damages resulting from loss of use; and the terms of a contractor’s commercial general liability (CGL) insurance policy that required both loss and claim to occur in the same policy year violated public policy and was unenforceable.
LOST BUSINESS INCOME FROM COVID-19
In Hill and Stout, PLLC v. Mutual of Enumclaw Insurance Company, the court determined whether there was...