Bar Bulletin

Bar Bulletin

Beware of Policy Renewal Bear Traps

March 2018 Bar Bulletin

By McKean J. Evans

Spring is nature’s time of renewal. Besides the budding leaves and blooming wildflowers, renewal implies another topic that is less romantic, but nevertheless relevant to many King County lawyers. Insurance policy renewal entails important issues for many individuals and businesses we represent. Some clients might have questions about their rights to renew policies, or the circumstances of a client’s prior renewal of a policy that may implicate existing legal rights.

With wildfires, hurricanes and mudslides in the news, a common question many policyholders have is whether their insurers can decline to renew property coverage because of disaster risks or other reasons. Generally, with...

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